Kwa otsitsa ambiri, kubweza ngongole chifukwa cha mikangano ndi chinyengo ndi mutu weniweni kwa anthu omwe amangofuna kuchita bizinesi yosavuta. Anthu ena angaganize kuti si vuto lalikulu chifukwa kubweza ngongole ndizochitika kawirikawiri kwa iwo, koma mabizinesi awo amakhala pachiwopsezo chachikulu popanda chitetezo chobwezera.
Popeza tikukhala m'dziko lachisokonezo, kukonzekera pasadakhale nthawi zonse ndi chisankho chabwino kuti muteteze ndalama zanu. Chifukwa chake ngati mukufuna kupewa kusungitsa ndalama ndi kusungitsa momwe mungathere, mudzafunika chitetezo chobwezeranso bizinesi yanu.
Pachifukwa ichi, CJ Pay ndiye bwenzi lanu lodalirika. Wopangidwa ndi dropshippers, CJ Pay imamvetsetsa kuvulaza komwe kungayambitse kutsekedwa kwa akaunti yanu Kusiya bizinesi. Ndipo m'nkhaniyi, tikuwonetsa zomwe CJ Pay ndi momwe ingakupatsire chitetezo chabwino kwambiri chobwezera bizinesi yanu. Tsopano tiyeni tiyambe!
Kodi Chargeback N'chiyani?
Chargeback amatanthauza kubweza ndalama za kirediti kadi zomwe zimagwiritsidwa ntchito pogula kwa wogula. Izi zitha kuchitika ngati wogula akutsutsa zomwe adachita ndi kirediti kadi, ponena kuti sizinaloledwe kapena zachinyengo.
Wogula akakana kugula, kampani ya kirediti kadi yomwe ikufunsidwayo isintha mtengowo, ndikumupatsa wogula ndalama zonse ndikubweza akaunti yabizinesiyo. Ngakhale kubweza ndalama kumatha kukhala ngati chitetezo kwa ogula, kumatha kusokoneza ndalama zamabizinesi ndikukopa zilango ngati zichitika pafupipafupi.
Mitundu Yodziwika Yobwezera
Kubweza ngongole kungakhale vuto lalikulu kwa amalonda, akhoza kukhala chiwopsezo chokhazikika komanso chosayembekezereka. Kuti muthane nawo bwino, muyenera kumvetsetsa mitundu yosiyanasiyana yamalipiro.
Pali mitundu itatu yayikulu yobweza ndalama: chinyengo chenicheni, chinyengo mwaubwenzi, ndi zolakwika zamalonda. Mtundu uliwonse uli ndi zochitika zake ndipo umafuna njira yosiyana yochitira.
Zowona Zachinyengo Chargeback
Kubweza chinyengo koona kumachitika pamene mwiniwake wa kirediti kadi akutsutsidwa chifukwa sanalole kapena kutenga nawo gawo pakugulitsako. M’mawu ena, ndi kuchita chinyengo kochitidwa ndi munthu wina osati mwini khadi.
Ngati mwiniwake wa makhadi akukayikira kuti nkhani za kirediti kadi zabedwa kapena zagwiritsidwa ntchito popanda chilolezo chawo, angalankhule ndi banki yomwe yamupatsa kapena kampani ya kirediti kadi kuti inene zomwe saloledwa kuchita.
Kenako banki kapena kampani ya kirediti kadi idzafufuza zomwe zanenedwazo ndipo ngati zitsimikiziridwa kuti ntchitoyo inali yachinyengo, mwiniwake wa khadiyo adzabwezeredwa chifukwa cha kuchuluka kwa malondawo.
Ngakhale wamalonda atha kutsutsa zobwezeredwa popereka umboni wosonyeza kuti ntchitoyo inali yovomerezeka. Koma ngati wamalondayo sangakwanitse kupereka umboni wokwanira, chibwezerocho chidzaperekedwa ndipo ndalamazo zidzabwezeredwa kwa mwini khadi.
Choncho, n’kofunika kuti amalonda achitepo kanthu kuti apewe chinyengo, monga kutsimikizira amene ali ndi khadilo ndiponso kugwiritsa ntchito zipangizo zodziwira zachinyengo. Kulephera kutero kungayambitse kubweza ndalama ndi kuluza ndalama kwa wamalonda.
Friendly Fraud Chargeback
Kubweza kwachinyengo mwaubwenzi, komwe kumadziwikanso kuti chinyengo mwaubwenzi, ndi mawu omwe amagwiritsidwa ntchito pofotokoza mkangano wobwezera womwe umayambitsidwa ndi kasitomala. Mosiyana ndi chinyengo chenicheni, kumene khadi lakuba la ngongole limagwiritsiridwa ntchito kugula zinthu, kulipiritsa chinyengo kwaubwenzi kumayambika ndi mwiniwake wa khadilo.
Mwachinyengo mwaubwenzi, makasitomala anganene kuti sanalandire malonda kapena ntchito yomwe adalipira, kapena kuti sanalole kugulitsako.
Komanso, chinyengo chaubwenzi chikhoza kukhala chowonongera ndalama kwa amalonda. Chifukwa sikuti amangotaya ndalama kuchokera ku malonda oyambirira, komanso amapeza ndalama ndi zilango kuchokera kwa okonza malipiro monga Paypal.
Kuti achepetse chiopsezo cha chinyengo chaubwenzi, amalonda atha kugwiritsa ntchito njira monga kufotokozera momveka bwino komanso mwatsatanetsatane zazinthu, komanso kuzindikira zachinyengo komanso njira zopewera.
Merchant Error Chargeback
Kubweza cholakwika chamalonda ndi mtundu wa kubweza komwe kumachitika kasitomala akakana zomwe wachita chifukwa cha vuto lomwe wamalonda adachita.
Izi zikuphatikizapo nthawi yomwe wamalonda analipira kasitomala molakwika, kutumiza oda ku adilesi yolakwika, kapena kulipiritsa kasitomala chinthu chomwe sichinalandire.
Pofuna kupewa kubweza zolakwika za amalonda, amalonda akuyenera kuchitapo kanthu kuti awonetsetse kuti zonse zachitika molondola.
Kuphatikiza apo, amalonda akuyenera kukhazikitsa malamulo omveka bwino obweza ndalama m'sitolo yapaintaneti kuti athe kuthetsa mikangano yamakasitomala ndi kubweza kapena kusinthanitsa pakafunika.
Mungapewe Bwanji Kutaya Ndalama Chifukwa Chobweza?
Tsopano mukudziwa kuti kubweza ndalama kumatha kubweretsa kutaya ndalama kubizinesi yanu. Nanga tingapewe bwanji zimenezi?
Pali njira zina zazikulu zothandizira amalonda kupewa kutaya ndalama chifukwa chobweza ndalama. Pogwiritsa ntchito njirazi, amalonda amatha kuchepetsa chiopsezo cha kubweza ngongole ndikusunga akaunti yolipira bwino.
Sankhani Wopereka Malipiro Odalirika
Kusankha purosesa yodalirika yolipira ndi gawo lofunikira pakuchepetsa mtengo komanso kuchita bwino pakutsitsa.
Ogulitsa ayenera kusankha mapurosesa olipira omwe amapereka mitengo yowonekera komanso zolipiritsa, komanso zida zapamwamba zachitetezo kuti ateteze zomwe amagulitsa. Komanso, purosesa yabwino yolipira iyenera kuthandiza amalonda kupewa zovuta zomwe zingayambitse kutseka kwa akaunti.
Posankha purosesa yolipira, ndikofunikira kuchita kafukufuku powunika maumboni ndi ndemanga zochokera kwa ena otsitsa.
Kuphatikiza apo, muyenera kuyang'ananso kuti zingawononge ndalama zingati kuti mugwiritse ntchito purosesa iliyonse yolipira, monga zolipiritsa, zolipiritsa zobweza, ndi zolipirira pamwezi.
Kuphatikiza apo, tikulimbikitsidwanso kusankha mapurosesa olipira omwe amapereka kuzindikira zachinyengo, kubisa, ndi njira zina zachitetezo.
Kuphatikiza apo, ngati purosesa yolipira ikugwirizana ndi yanu Pulatifomu ya eCommerce, kasamalidwe ka madongosolo anu ndi kubweza ndalama kudzakhala kosavuta.
Sinthani Makasitomala
Kupititsa patsogolo ntchito kwamakasitomala ndikofunikira kuti muchepetse kubweza ngongole ndi mikangano yamakasitomala.
Pali njira zingapo zomwe mungagwiritse ntchito kupititsa patsogolo chithandizo chamakasitomala, monga kuyankha mwachangu kufunsa kwamakasitomala, kukonzekera mafotokozedwe olondola azinthu, ndikupereka mabizinesi apadera kuti mupewe kufunika kobweza ndi kubweza ndalama.
Pogwiritsa ntchito njirazi, amalonda atha kuchepetsa kwambiri chiwopsezo cha kubweza ngongole ndikukhalabe ndi mbiri yabwino ndi mapurosesa awo olipira.
Tsatani ndi Kusanthula Chiwopsezo Chanu Chobwezera
Kuzindikira zomwe zimayambitsa kubweza ndalama ndikofunikira kuti muchepetse mtengo wobwezera. Zomwe zimayambitsa kubweza ndalama ndizochita zachinyengo, mikangano yamakasitomala, ndi nkhani zobweretsera.
Ogulitsa akuyenera kutsatira ndikufufuza zomwe zabweza kuti amvetsetse zomwe zidalakwika ndipo, zomwe sizingapeweke, kupanga kubwezako kukhala kwatanthauzo.
Kuphatikiza apo, kupewa kubweza ndalama kuti zisachuluke kumafuna kutsatira nthawi yeniyeni. Ma processor amalipiro amakhala ndi zida monga zidziwitso zobweza, malipoti, ndi ma dashboards kuti zithandizire kuyang'anira zomwe zikuchitika pakubweza.
Chifukwa chake, zida izi zitha kukudziwitsani za zobweza zilizonse kuti mutha kuchitapo kanthu kuti muwongolere chiŵerengero chobwezera. Kenako mutha kutsitsa mtengo wobwezera ndikuwongolera magwiridwe antchito mwachangu.
Kodi CJ Pay ndi chiyani
CJ Pay ndi ntchito yapamwamba kwambiri yolipirira yomwe yasinthidwa makonda a dropshippers. Podzitamandira ndikusinthana kochititsa chidwi komanso mitengo yamitengo, CJ Pay imapereka mitengo yotsika kwambiri yomwe imayamba kutsika ngati 1.2% + $0.49 pakugulitsa.
Kupatula apo, CJ Pay imaphatikizana ndi nsanja zambiri za e-commerce ndipo mutha kuzigwiritsa ntchito kuwonetsetsa kuti zolipirira zimakonzedwa mwachangu, moyenera, komanso koposa zonse, motetezeka. Ndi CJ Pay, mutha kupuma mosavuta podziwa kuti njira yanu yolipirira ili m'manja mwabwino.
Chifukwa Chiyani Muyenera Kugwiritsa Ntchito CJ Pay?
CJ Pay imadziwika ndi mapurosesa ena olipira chifukwa idapangidwa momveka bwino ndi zomwe amafunikira otsitsa. Zokhala ndi mitengo yotsika, njira zapamwamba zachitetezo, komanso kuphatikiza kosavuta ndi nsanja zodziwika bwino za e-commerce.
Ndi izi, CJ Pay imapereka ntchito zapadera zopangidwira amalonda. Tsopano tiyeni tione zina mwazinthu izi.
Mitengo Yotsika Popanda Malipiro Obisika
CJ Pay imapereka mitengo yotsika kwambiri yomwe imayamba kutsika mpaka 1.2% + $0.49 pakuchitapo kanthu. Chifukwa chake zikafika pama processor amalipiro, zimawonekera pampikisano popereka dongosolo labwino kwambiri lopulumutsa ndalama lomwe limapangidwa kuti likwaniritse zosowa zapadera za dropshippers.
Kuphatikiza apo, CJ Pay sikuti imangopereka phindu lapadera komanso imapereka njira zachitetezo chapamwamba kwambiri kuti muwonetsetse kuti zomwe mukuchita ndi zotetezeka komanso zotetezeka.
Ndi kuphatikiza kopanda msoko ndi nsanja zodziwika bwino za e-commerce, CJ Pay imawongolera njira yolipirira ndikupangitsa kuti zikhale zosavuta kuti muziyang'ana kwambiri kukulitsa bizinesi yanu. Kaya mukungoyamba kumene kapena mukufuna kukulitsa, CJ Pay ndiye bwenzi labwino kukuthandizani kukwaniritsa zolinga zanu.
CJ Pay Imapereka Chitetezo Chobwezera
Ku CJ Pay, chitetezo chamgwirizano ndichofunika kwambiri. Pulatifomuyi imagwiritsa ntchito njira zodzitetezera pamakampani, kuphatikiza kubisa kwa SSL, ukadaulo wotetezedwa wa socket layer, ndi zida zowunikira zachinyengo, kuteteza zomwe zimachitika komanso kuteteza zidziwitso zachinsinsi.
Kuphatikiza apo, CJ Pay imagwirizana kwathunthu ndi Payment Card Industry Data Security Standard (PCI DSS), yomwe imayika mulingo wachitetezo kwa amalonda onse omwe amavomereza kulipira makhadi.
CJ Pay imathandizira makhadi onse akuluakulu angongole, kuphatikiza Visa, Mastercard, American Express, Discover, ndi zina zambiri, ndikupangitsa kuti ikhale njira yolipirira yodalirika komanso yosavuta kwa amalonda.
Kuphatikiza ndi Mapulatifomu Otchuka a E-commerce
CJ Pay imapereka njira yolipirira yabwino kwa dropshippers ndi kuphatikiza kwake kopanda msoko ndi nsanja zodziwika bwino za eCommerce monga Sungani, Magento, ndi WooCommerce.
Kuphatikiza uku kumatsimikizira kuti njira yolipirira ndiyosavuta komanso yosavuta, kukulolani kuti muyang'ane pa malonda anu. Pogwiritsa ntchito CJ Pay, simumangosunga ndalama zowonjezera komanso mumatsegula mipata yambiri paulendo wotsitsa.
Komabe, chinthu chimodzi chomwe muyenera kumvetsetsa ndichakuti CJ Pay tsopano ikupezeka pamsika waku US kokha. Chifukwa chake ngati msika womwe mukuwafunira suli ku US, ndiye kuti muyenera kuyesa mapurosesa ena olipira m'malo mwake.
Kutsiliza
Kwa dropshippers, kusankha purosesa yoyenera yolipira ikhoza kukhala chisankho chofunikira chomwe chimakhudza kwambiri kuthekera kwawo kofufuza mwayi ndi maubwino amtunduwu wodabwitsa wogulitsa pa intaneti.
Poganizira zinthu zothandiza zomwe zingapangitse kuti muwononge ndalama zowonjezera ndikuyika pachiwopsezo chitetezo cha akaunti yanu yolipira, mutha kuyang'anira chindapusa chanu ndikusankha purosesa yolipira yomwe imakwaniritsa zosowa zapadera zabizinesi yanu yotsitsa.
Ngati simukutsimikiza kuti ndi purosesa yolipira iti yomwe mungayesere poyamba, CJ Pay ndi njira yabwino kwambiri yomwe mungaganizire. Imakhala ndi zinthu zophatikizika ndi zopindulitsa zomwe zingathandize kuchepetsa chinyengo ndi kubweza ndalama, kukupulumutsani kumalipiro ochulukirapo, ndikuwonetsetsa kuti ma dropshippers akuyenda bwino.
Ndi CJ Pay ngati bwenzi lanu, mutha kuyang'ana kwambiri kukulitsa bizinesi yanu ndikukhala otsimikiza kuti muli ndi chithandizo chomwe mukufuna.
