Kune vakawanda vanodonhedza, kubhadharisa kunokonzerwa nekupokana uye hunyengeri musoro chaiwo kune vanhu vanongoda kuita bhizinesi riri nyore. Vamwe vanhu vanogona kufunga kuti hachizi hombe nekuti kubhadharisa kashoma kesi kwavari, asi mabhizinesi avo anonyatso kuoneswa njodzi huru pasina kudzoserwa kuchengetedzwa.
Sezvo isu tiri kurarama munyika ine mhirizhonga, kugadzirira pachine nguva isarudzo yakanaka kuchengetedza mari yako. Saka kana iwe uchida kudzivirira mari inobata uye inochengeterwa zvakanyanya sezvinobvira, iwe unozoda kubhadharisa kuchengetedzwa kwebhizinesi rako.
Panyaya iyi, CJ Pay ishamwari yako yakavimbika. Yakagadzirwa nevanodonhedza, CJ Pay inonzwisisa kukuvadza kungangoitika kuvharwa kweakaundi kunogona kukonzera kune yako kudonhedza bhizinesi. Uye muchinyorwa chino, tichasuma kuti CJ Pay chii uye kuti inogona sei kupa yakanakisa kubhadharisa kuchengetedzwa kwebhizinesi rako. Zvino ngatitangei!
Chii Chinonzi Chargeback?
Chargeback inoreva kudzoserwa kwemari yekadhi rechikwereti inoshandiswa kutenga kune mutengi. Izvi zvinogona kuitika kana mutengi akapikisa kutengeserana kunoitwa nekadhi ravo rechikwereti, achiti harina kubvumidzwa kana hunyengeri.
Kana mutengi aramba kutenga, kambani yekadhi rechikwereti iri kutaurwa inodzosera mutero, ichipa mutengi mari yakakwana uye kubvisa account yebhizinesi. Nepo machargebacks anogona kushanda senzira yekuchengetedza vatengi, anogona kukanganisa mari yebhizinesi uye kukwezva zvirango kana zvikaitika kakawanda.
Mhando Dzakajairika dzeChargebacks
Chargebacks inogona kuva dambudziko rakakomba kune vatengesi, inogona kuva inopfuurira uye isingatarisirwi kutyisidzira. Kuti uite navo zvinobudirira, unofanirwa kunzwisisa mhando dzakasiyana dzekudzosera kumashure.
Kune marudzi matatu makuru ekudzosera kumashure: hutsotsi hwechokwadi, hutsotsi hune hushamwari, uye kukanganisa kwevatengesi. Mhando imwe neimwe ine mamiriro ayo uye inoda nzira yakasiyana yekubata.
Chokwadi Chitsotsi Chargeback
Kubhadharisa kwechokwadi kwehutsotsi kunoitika kana kadhi rechikwereti richipokana nemuridzi wemakadhi nekuti havana kubvumidza kana kutora chikamu mukutengeserana. Mune mamwe mazwi, iko kutengeserana kwekunyengera kwakaitwa nemumwe munhu asiri muridzi wekadhi.
Kana muridzi wekadhi achifungidzira kuti ruzivo rwekadhi rechikwereti rwakabiwa kana kushandiswa pasina mvumo yavo, vanogona kubata bhangi ravo ravaripa kana kambani yemakadhi echikwereti kuti vataure kutengeserana kusingatenderwe.
Ipapo bhangi kana kambani yekadhi rechikwereti ichaferefeta chikumbiro uye kana zvakatemwa kuti kutengeserana kwacho kwaive kwehunyengeri, muridzi wekadhi achadzoserwa mari yekutengeserana.
Kunyangwe mushambadzi achigona kupikisa kudzoserwa mari nekupa humbowo hwekuti kutengeserana kwacho kwaive pamutemo. Asi kana mutengesi asingakwanisi kupa humbowo hwakakwana, kubhadharisa kuchaitwa uye mari yacho ichadzorerwa kumuridzi wemakadhi.
Naizvozvo, zvakakosha kuti vatengesi vatore matanho ekudzivirira chitsotsi, sekuona kuti ane kadhi ndiani uye kushandisa maturusi ekuona chitsotsi. Kutadza kuita izvi kunogona kukonzera kubhadharwa uye kurasikirwa nemari kumutengesi.
Hushamwari Kubiridzira Chargeback
Hushamwari hutsotsi hwekudzosera, hunozivikanwawo sekubira hushamwari, izwi rinoshandiswa kutsanangura kupokana kwekudzosera kunotangwa nemutengi. Kusafanana nokubiridzira kwechokwadi, uko kadhi rechikwereti rakabiwa rinoshandiswa kutenga, kubhadharisa kwoushamwari kwokubiridzira kunotangwa nomuridzi wemakadhi pachake.
Mukubiridzira kwehushamwari, vatengi vanogona kutaura kuti havana kugamuchira chigadzirwa kana sevhisi yavakabhadhara, kana kuti havana kubvumidza kutengeserana.
Kunze kwezvo, kubiridzira kwoushamwari kunogona kudhurira vatengesi. Nekuti ivo havangorasikirwe chete mari kubva pakutengesa kwekutanga, asi zvakare vanounza mari uye zvirango kubva kune vanobhadhara processors sePaypal.
Kudzikamisa njodzi yekubiridzira kwehushamwari, vatengesi vanogona kushandisa nzira dzakajeka uye dzakadzama tsanangudzo dzechigadzirwa, uye kuona hutsotsi hwakasimba uye matanho ekudzivirira.
Merchant Error Chargeback
A merchant error chargeback imhando yechargeback inoitika kana mutengi achipokana netransaction nekuda kwekukanganisa kwakaitwa nemutengesi.
Izvi zvinosanganisira mamiriro ezvinhu apo mutengesi akachaja mutengi zvisizvo, kutumira odha kukero isiriyo, kana kubhadharisa mutengi nezvechigadzirwa chisina kutambirwa.
Kuti udzivise kubhadhariswa kukanganisa kwevatengesi, vatengesi vanofanirwa kutora matanho ekuona kuti zvese zvekutengesa zvagadziriswa nemazvo.
Pamusoro pezvo, vatengesi vanofanirwa kumisa marongero akajeka ekudzosera mari muchitoro chepamhepo kugadzirisa kusawirirana kwevatengi uye nekupa mari kana kuchinjana pazvinenge zvichidikanwa.
Nzira Yekunzvenga Kurasikirwa Nemari Nekuda kweChargebacks?
Zvino iwe unoziva kuti kubhadharisa kunogona kupedzisira kwatungamira mukurasikirwa nemari yebhizinesi rako. Saka, tingahunzvenga sei?
Pane dzimwe nzira dzakakosha dzekubatsira vatengesi kuti vadzivise kurasikirwa nemari nekuda kwekubhadharisa. Nekushandisa hurongwa uhu, vatengesi vanogona kuderedza njodzi yekubhadharwa uye kuchengetedza account yekubhadhara ine hutano.
Sarudza Yakavimbika Kubhadhara Service Provider
Kusarudza yakavimbika kubhadhara processor inhanho yakakosha mukudzikisa mitengo uye kuwana budiriro mukudonha.
Vatengesi vanofanira kusarudza ma processors ekubhadhara anopa mitengo uye mubhadharo wakajeka, pamwe chete nemhando yepamusoro yekuchengetedza kuchengetedza kutengeserana kwavo. Zvakare, yakanaka yekubhadhara processor inofanirwa kukwanisa kubatsira vatengesi kuti vadzivise zvingangoitika zvinogona kukonzera kuvharwa kweakaundi.
Paunenge uchisarudza processor yekubhadhara, zvakakosha kuita tsvagiridzo nekuongorora zvipupuriro uye wongororo kubva kune vamwe vanodonha.
Pamusoro pezvo, iwe unofanirwawo kutarisa kuti ingaite marii kuti iwe ushandise sevhisi yega yega yekubhadhara processor, senge muripo wekutengeserana, mubhadharo wekudzosera, uye muripo wepamwedzi.
Zvakare, zvinokurudzirwawo kusarudza ma processor ekubhadhara anopa kuona hutsotsi, encryption, uye mamwe matanho ekuchengetedza.
Uye zvakare, kana iyo processor yekubhadhara ichienderana neyako eCommerce chikuva, hurongwa hwako hwekurongeka uye kutengeserana kwekubhadhara kuchava nyore nyore.
Vandudza Vatengi Sevhisi
Kuvandudza kunaka kwesevhisi yevatengi kwakakosha mukuderedza kuitika kwekubhadharisa uye kupokana kwevatengi.
Pane akati wandei maitiro aunogona kushandisa kusimudzira rutsigiro rwevatengi, sekuita mhinduro nekukurumidza kune vatengi kubvunza, kugadzirira chaiyo chigadzirwa tsananguro, uye nekupa ega zvibvumirano kudzivirira kudiwa kwekudzoka uye kudzoserwa.
Nekushandisa matekiniki aya, vatengesi vanogona kuderedza zvakanyanya njodzi yekubhadharwa uye kuchengetedza chimiro chakanaka nema processor avo ekubhadhara.
Tevera uye Ongorora Yako Chargeback Ratio
Kuziva zvikonzero zvekuchajiswa kwakakosha mukudzikamisa chiyero chekuchaja. Zvinowanzokonzeresa kudzoserwa mari zvinosanganisira kuita chitsotsi, kukakavadzana kwevatengi, uye nyaya dzekutumira.
Vatengesi vanofanira kuronda nekuferefeta kubhadhariswa mari kuti vanzwisise kuti chii chakashata uye, mumamiriro ezvinhu asingadzivisiki, kuita kuti kudzoserwa mari kuve nechirevo.
Pamusoro pezvo, kudzivirira kudzoserwa mari kubva pakuunganidza kunoda chaiyo-nguva yekutevera. Payment processors inowanzopa maturusi akadai seyambiro yekuchajisa, mishumo, uye dashboards kubatsira kutarisa chiitiko chekuchaja.
Naizvozvo, maturusi aya anogona kukuzivisa nezve chero machargebacks kuitira kuti iwe utore danho rekudzora reshiyo yekuchaja. Ipapo iwe unogona kudzikisa iyo yekudzosera chiyero uye nekuvandudza bhizinesi rose kuita nesimba.
Chii chinonzi CJ Pay
CJ Pay ndeyepamusoro-ye-iyo-mutsara yekubhadhara yekubhadhara sevhisi iyo yave yakajairwa-yakagadzirirwa dropshippers. Ichizvikudza chinoshamisira chekuchinjana pamwe nemhando yemitengo, CJ Pay inopa zvisingaite yakaderera mitengo inotanga yakaderera se1.2% + $0.49 pakutengeserana.
Kunze kwezvo, CJ Pay inosanganisirwa neakawanda e-commerce mapuratifomu uye unogona kuishandisa kuona kuti kubhadhara kunoitwa nekukurumidza, nemazvo, uye zvakanyanya kukosha, zvakachengeteka. NeCJ Pay, unogona kuzorora zviri nyore uchiziva kuti yako yekubhadhara system iri mumaoko akanaka.
Nei Uchifanira Kushandisa CJ Pay?
CJ Pay inomira kunze kubva kune mamwe ma processors ekubhadhara sezvo akagadzirwa zvakajeka nezvinodiwa zvevanodonhedza mupfungwa. Inoratidzira mitengo yakaderera, matanho ekuchengetedza epamberi, uye kusanganisa kusingaite neakakurumbira e-commerce mapuratifomu.
Nezvimiro izvi, CJ Pay inopa akasarudzika masevhisi akagadzirirwa vatengesi. Zvino ngatitorei muono muzvinhu izvi.
Mitemo Yakaderera isina Mari Yakavanzwa
CJ Pay inopa zvisingaite yakaderera mitengo inotanga yakaderera se1.2% + $0.49 pakutengeserana. Saka kana zvasvika kune ekubhadhara processors, inomira kunze kubva kumakwikwi nekupa yakanakisa mutengo-yekuchengetedza chirongwa chakarongedzerwa kuzadzisa izvo zvakasarudzika zvinodiwa zvevanodonhedza.
Uyezve, CJ Pay haingope yakasarudzika kukosha asiwo inopa yepamusoro-ye-iyo-mutsara chengetedzo matanho ekuona kuti matransport ako akachengeteka uye akachengeteka.
Nekubatanidza kusina musono neakakurumbira e-commerce mapuratifomu, CJ Pay inokwenenzvera maitiro ekubhadhara uye inoita kuti zvive nyore kwauri kuti utarise mukukura bhizinesi rako. Kunyangwe uchangotanga kana kutsvaga kuwedzera, CJ Pay ndiye mudiwa akakwana kuti akubatsire kuzadzisa zvinangwa zvako.
CJ Pay Inopa Kudzoserwa Dziviriro
PaCJ Pay, chengetedzo yekutengeserana ndiyo inonyanya kukosha. Iyi puratifomu inoshandisa indasitiri-yakajairwa matanho ekuchengetedza, anosanganisira SSL encryption, yakachengeteka socket layer tekinoroji, uye maturusi ekuona hutsotsi, kuchengetedza kutengeserana uye kuchengetedza ruzivo rwakadzama.
Uyezve, CJ Pay inowirirana zvizere nePayment Card Indasitiri Data Security Standard (PCI DSS), iyo inoisa mwero wekuchengetedza kune vese vatengesi vanobvuma kubhadhara makadhi.
CJ Pay inotsigira ese makuru makadhi echikwereti, anosanganisira Visa, Mastercard, American Express, Discover, uye nezvimwe, zvichiita kuti ive yakavimbika uye iri nyore kubhadhara mhinduro kune vatengesi.
Kubatanidzwa neAkakurumbira E-commerce Platform
CJ Pay inopa mhinduro yakaringana yekubhadhara kune vanodonhedza nekubatanidza kwayo isina musono neanozivikanwa eCommerce mapuratifomu akadai Shopify, Magento, uye WooCommerce.
Kubatanidzwa uku kunovimbisa kuti nzira yekubhadhara yakatsetseka uye isingashande, ichikutendera kuti utarise pane yako yekutengesa. Nekushandisa CJ Pay, haungochengetedze pakuwedzera mari asi zvakare unovhura mimwe mikana murwendo rwekudonha.
Nekudaro, chinhu chimwe chete chaunofanira kunzwisisa ndechekuti CJ Pay ikozvino inowanikwa chete kumusika weUS. Saka kana musika wako waunotarirwa usiri mukati meUS, saka iwe unofanirwa kuedza mamwe ma processors ekubhadhara panzvimbo.
mhedziso
Kune vanodonhedza, kusarudza iyo yakakodzera yekubhadhara processor inogona kuve yakakosha sarudzo inokanganisa zvakanyanya kugona kwavo kuongorora iyo yakakura mikana uye mabhenefiti eiyi inoshamisa yekutengesa online modhi.
Nekufunga zvinoshanda izvo zvinogona kukonzera imwe mari uye kukanganisa kuchengetedzwa kweakaunti yako yekubhadhara, unogona kutora kutonga kwemari yako uye wosarudza yekubhadhara processor inoenderana nezvakasarudzika zvinodiwa zvebhizinesi rako rekudonhedza.
Kana iwe usina chokwadi kuti ndeipi processor yekubhadhara yekutanga kuyedza, CJ Pay isarudzo yakanaka yekufunga nezvayo. Iyo inopa musanganiswa wezvimiro uye mabhenefiti ayo anogona kubatsira kuderedza hutsotsi uye kubhadharisa, kukuchengetedza kubva pakubhadhara zvakanyanya, uye kuve nechokwadi chakapfava chekutengesa zviitiko kune vanodonha.
NeCJ Pay semudiwa wako, unogona kutarisa pakuwedzera bhizinesi rako uye uve nechokwadi chekuti une rutsigiro rwaunoda.
